PERSONAL FINANCE - money-fundamentals

3- PERSONAL FINANCE / money-fundamentals

In this channel we'll go over the basic principles and best practices of personal finance

We're going to cover: - networking 101 - the #1 reason why you're not getting ahead financially and what to do about it - what rich people teach their kids and how you can apply these same techniques to grow your wealth (this is a big reason why the rich get richer) - Some popular financial advice that you've probably heard and why it's almost all bullshit - how to see around financial corners so you predict what's going to happen and profit from that - the truth about debt - why the old way to get rich doesn't work anymore and what you should do instead. (edited)

Welcome to probably your first real experience of a network. What's a network?

https://www.merriam-webster.com/dictionary/networking

Basically a place where people talk. You are now in a network that only speaks about money and with a ton of people. You'll notice some people are more important than others, some people give more value than others. How do you use a Network? Super simple. You listen and pay attention to people who know more than you. The Network just makes it easier to find these people. Want to find someone who knows more than you about Crypto? Well first you go into the Crypto channel. There you'll have narrowed it down to people who only speak about and know SOMETHING about crypto or at the very least are interested. So now you have to narrow it down further, to people who know MORE about Crypto than you do. Well, we made it easy, just look at the channels where only the professors can speak. Now you're absorbing information which is 100% only from people who know MORE about Crypto than you do. How do you know the Professor knows more than you do about Crypto? Well because he's a professor and was hand picked and verified. Now you've found a place where only people who know more about Crypto than you speak, the best place to be if your goal is to learn and know more about crypto as fast as possible. So, some of you may be thinking "Arno, this Networking thing is really powerful, I'm learning a ton, but I want to find people to speak to about X topic, people who have the knowledge I want about X topic." Now, all of you are extremely lucky Tate made this place for you and made it REALLY easy to get access to us. But this is EXTREMELY RARE. Let's talk about networking in the real world.

First step.

Finding a group of people who talk about the general subject. Now, this isn't as easy as you think because someone had to put the group together. Some subjects are also, just not very common. Infact, the most useful subjects are just not very common. Some of you are too young to know what a convention is, but that's an old school way of networking. An example is the Black Hat Convention

https://www.blackhat.com/us-21/registration.html

It's just a place where a group of speakers (professors) and attendees(students) meet up and network with each other. They usually cost anywhere from a few hundred dollars to a few thousand to attend. But this is the price that must be paid to properly network. Whether it's looking for groups of real estate agents, hackers or women, there's usually a price to pay. Clubs, concerts, conventions, clubs, gyms. It's all networking. SOME are free out there I'm sure, but 99% of networks have a price to pay, including this one, for the effort taken by someone to put the group together and keep it organised. Second step. Finding the exact person you want to speak to. So, when you network there's usually certain people you're looking for, whether to learn more, partner with or if they can get you something you can't on your own. At conventions these are usually booths and lectures. In clubs you can usually ask around or there might be a directory of members. Third step. Getting them to speak about what you want to learn. This isn't as easy as you think, because the person needs to want to help you for some reason. This is either good will, cash, culture or some other incentives. Maybe you can help them in the future. And that's networking 101 ! Your net work is your networth, remember this because it's absolutely true. Anyone who has ever asked "Why would you pay to meet other people" or "You're buying friends" I can guarantee is poooorrrrrrr. I have a long long history of networking. Country clubs, Fraternities, conventions, CEO groups, The War Room. Every penny I've ever spent networking has given me a return on investment at a MINIMUM 10x. An example, I recently asked Tate to get me some funding for a project I've been working on and he was able to get my offer up infront of a group of Buggatti owners. Safe to say we won't have any funding issues for a long time. Networks are powerful. Every business is just a group of guys. Hard part is finding the guys, rest is easy. (edited)

As you start to advance in your development you're going to find yourself outgrowing your network. I want you to sit down and really think, who would be the perfect person to talk to. You should think long and hard and be able to answer two questions. Who do you want to talk to? Why do you want to talk to them? Send your answers to both questions to me. I'm currently apart of over 10 organisations and consider myself a pro at finding people who I want to connect with. Maybe I'll know just the guy. For those of you this is your first proper network, you guys found gold.

INVESTING

Investing depends entirely on who you are and your situation. It's not a one size fits all Goals, responsibilities, income sources, who you know, how many people care about you, those all matter in the grand scheme of "What should I spend my money on" Don't be shallow in your ideas about money, assets, and risk. You have a lot of risks and a lot of assets outside of money and traditional asset exposure. If you were an oil rigger, I'd recommend shorting oil and buying clean energy stocks. If you worked in clean energy, I'd recommend the opposite, short energy stocks, long oil. The above example is using assets to hedge your career exposure. There's many creative ways to use money to either aquire assets you're lacking, or hedge risk 99.9% of people don't even know is a risk. It's a concept I find very few people think about and they definetely don't teach in school Investing = Spending money. When you're asking someone what to invest in, the correct answer could literally be, fly to Monacco and spend 20k doing activities. I find no one ever thinks about that stuff because school doesn't teach you about experiences being "investments". Experiences are LITERALLY brain rewiring. Alters the most important asset you have, your brain. If I told you to write down all your assets, how many of you would write down "HU2" before I just told you all this? How many of you would write down "Luc, De-Fi Professor" on the list? Think about it. A lot of times people ask me what's the best investment for their financial capability and I without any sarcasm tell them some weights to train with at home. "Luc, I mean what will make me rich" And all I think is, they are NGMI. Your body affects your brain which affects everything you do about money.

Assets and risks expand over EVERY variable of your life. So when you ask "What should I invest in?" someone who really cares about you, will start asking about the whole chess board. If I know my brother is 100% invested in $SOL. It means I can lessen my $SOL exposure, or maybe even short $SOL to hedge my brother. Think about it. He's an asset of mine, if $SOL goes to the moon, I'm rich anyway via proxy. I can go over 100s of examples of assets and risks that for most people it doesn't even cross their mind. Expand your mind.

Money is a tool for gaining an ROI Experiences Network (War Room) Education Businesses Investable assets Mentors Every dollar you have sitting idle in a bank, that you don't need as an emergency fund, is a dollar that represents a part of yourself that isn't growing as fast as it can. Leaving idle money is essentially choosing to become a less interesting person. A less experienced person. One who makes less money, gets less women, and gets less results in every human endeavour. Money is designed to be INVESTED or SPENT. Money saved unnecessarily is money wasted. If your intention is to excel as a human being, that 10k in the bank is literally the difference between you being a shit muncher, and a person others look up to.

A Look Into NPCs And Why Most People Never Think

I'm writing this post because I see the same mistake repeated over and over again and I want to refer people to it in future conversations. If I (or someone else) refers you to this post it's a good idea to go through it and actually think about what I mean.

Thinking vs. programming

Consider for a moment that most people go their entire lives without thinking. They're absolutely convinced that they think. But they don't. They do everything in their power to NOT think. This has been ingrained in each of us from a young age. It's why schools are setup the way they do. The teacher dispenses information and after a while there's a test. There are RIGHT answers and WRONG answers. If the student picks the RIGHT answer he gets rewarded. If he picks the WRONG answer he gets scolded. This is how the Matrix churns out NPCs. Non playable characters.

Binary vs. Spectrum

I saw @Michael G - Crypto say something important in the crypto chat yesterday. He said: "Stop thinking in absolutes" He's 100% right. You see this everywhere around you. "Orange Man Good/Bad" "Religion Good/Bad" "Guns good/bad" "Women good/bad" "Vaccination good/bad" "Democrats good / Republicans good" "Rich people good/bad" It's the NPC way. Now that you know this you'll start to see it all around you. If you want to improve you have to start doing the work of actual thinking. It's hard work. It requires you to process all of the information available to you and use that information to form an opionion and/or make a choice. It doesn't feel natural. Your brain will resist. You're fighting decades of Matrix programming. So fight it and start using your mind.

How to Stop NPC Thinking And Start Real Thinking

If you want to change behavior the first thing to do is catch yourself doing it. Catch yourself when you're NOT thinking or when you're deliberately avoiding to think. Here's some great recurring examples: "So what you're saying is (binary option here)" Your brain is deliberately oversimplifying things so it can avoid thinking. "What do you think about XYZ" "Thoughts?" Your brain is deliberately trying to outsource the hard work of doing your own thinking. So if you're about to ask a question then ask yourself: "Am I trying to outsource my thinking?" "Am I oversimplifying things just so I don't have to think?" "Have I put any effort at all in finding the answer to this question?" Just noticing the Matrix programming going on will improve your thinking and give you an edge in almost anything you do. Once you start asking better questions you'll get better answers. You'll grow and improve much faster and in turn the group will improve as a whole.

Important addition about asking questions

We often see people ask something like: "what are your thoughts about X" If you do this you're doing it out of laziness. If you want someones perspective on something because you respect their input you need to be specific. That's why I literally never ask anyone: "hey, what do you think about X?". It's a completely open ended. It has almost zero context. I give the other person almost nothing to work with. I'm forcing the other person to do all the heavy lifting for me. I'm outsourcing my thinking. "Here's something I want to know but I don't want to think myself, so you do it for me". Here's a better option: "Hey man, I read about XYZ. Based on ABC I get the impression that my best course of action would be to do step 1, step 2 and step 3. Do you think that's a good outlook or would you change anything?" See how that's better than: "thoughts?" See how it forces you to crystallize your thoughts into a clear answerable question? You'll get better answers this way.

HOW NOT TO WASTE YOUR LIFE

Time is absolutely crucial to your succes or lack thereof. The Matrix knows. That's why it makes sure that NPCs have 1001 easy ways to waste time. It tells you: - watching TV is a nice way to relax. - playing videogames is a great hobby for an adult male. - Taking Saturday and Sunday off is something you deserve. - keeping track of the news is the responsible thing to do. - standing in traffic on your way to work each morning is just the way it is. In the Matrix these things are normal and accepted. Don't do them and you are considered weird. "Hey man, don't overwork yourself. You HAVE to relax! Watch some TV. Chill out. Take the weekend off. You'll burn out. Or you'll get depressed. Be careful man!". I've said this before but it's worth repeating

The majority is always wrong

They consistently spend most of their time on things that don't help them reach their goals. Things like: - Watching television - Playing videogames - Reading / watching / listening to the news - Standing in line Making money starts with spending time on the right things. Things like: - Studying HU2.0 Fundamentals - Working on moneymaking skills - Asking for targeted feedback from HU2.0 professors - Physical Exercise Pretty straightforward stuff right? So why don't you do this already?

WASTING LIFE

There's a Dutch song that I really like. It's called "Herman". In the song a middle aged guy sits on a park bench and looks back at his life. I like it because it contains a line that perfectly encapsulates the average NPC life: And of all his childhood dreams... ... he only managed to achieve 'getting old' This is not uncommon. It's what the Matrix is designed for. To manipulate you into being a good boy and wasting your life away. Life is what happens between being born and dying. Time passing by = your life. So wasting time is literally wasting life. That SHOULD be enough motivation to never procrastinate again. But it's not. Because The Matrix manipulates you and it has never been easier than today. Candy. Porn. Calorie-rich food. Youtube. Instagram. Email. Twitter. Immediate gratification is always one click away. As a result humanity has developed the attention span of a neurotic crack addicted guinea pig. Your inner cavemen eats this up. He's getting rewarded 24/7. It's caveman paradise. But if you ever want to make it past Maslows survival stage I suggest you take the wheel from your caveman.

DITCHING YOUR CAVEMAN

If you've been procrastinating for a while it's time to break the cycle. "Plan your day" is great advice. But it usually doesn't help. So here's an alternative. I want you to set a SMALL measurable goal every day. Th goal should be so small that it's easily achievable. Want to learn copywriting? Have a goal of writing 200 words every day. Want to get better at crypto? Have a goal of reading 10 minutes of HU2.0 content every day. Want to improve your fitness? Have a goal of walking around the block 10 minutes a day or doing 10 pushups a day. Want to improve your mindset? Have a goal of reading 10 minutes of HU2.0 personal finance a day. What I want you to do is achieve this goal for at least 10 days in a row. If you start working on your goal and decide to do more? Great! Go for it! But make sure you do NOT miss a day. Keep the chain intact. It's a small thing that makes a MAJOR difference and it's the fastest way to restore trust in your abilities to follow through. Do this for 10 days and notice how much better you feel and how much easier it is to be productive and achieve your goals. Stop spending time. Stop wasting time. Start investing time.

I want to make something clear to every single one of you. $10k per month, is EASILY achievable with study and work in here. I'm getting a lot of you focusing on crypto/stocks to "Multiply" your measely $1,000. That's fine and with the resources inside of here you absolutely can multiply your measely $1,000 consistently and easily, you are following pros But your FOCUS should be making a new income stream. Stop being lazy and stop believing it's supposed to be "hard". If your idea is to multiply your $1,000 and work your slave job to keep investing to become rich, I consider you a lazy coward. Fear of spending money is the trait of a slave. Being rich doesn't mean you have money, it means you can MAKE money. Even your trading professors. They aren't Gs because they trade with millions. You could take away ALL their trading capital RIGHT NOW, guess what? They will simply approach other people (sales + copywriting), show them their skills (trading), and trade other people's money for comission. They MAKE money, money doesn't make them. I've met men I consider rich who have $0 in the bank. I've met men I consider poor with $1m in the bank. Being rich is about how much you can SPEND, not about how much you have. $10k a month is EASILY ACHIEVEABLE with work ethic and a brain. You all think it's hard because you're used to slave world. You're used to looking around you and viewing "success" as that guy who worked for 10 years to finally get a salary of $120k a year. Listen, he's a loser. Remove the slavery from your mind. I personally know a 17 year old making 100k a month and I've met countless guys in their 20s making over 50k a month through some sort of online business within the War Room. The world has changed. Welcome to HU2 Let the slaves be slaves and start building something, making money is just convincing people to send you money. That's it. Just follow the what the professors say, work HARD and use your brain. Time for work.

Spare time and Capital are the only things that can change your situation. Capital is just to buy other people's time. Human time and effort runs the world.

I got a very telling question asked to me. "Hi Luc, I’m 29 and wanted to ask you… How much in investments and savings should a 29 year old have? (Using US dollar currency) I would like to know where I stand" It's questions like these that give a great view into someones mind. My HONEST answer is whether they have $0 or $1,000,000 it doesn't make a difference to me. The important qualities of life are: 1) How much NEW money, regardless of investments, comes into his bank every month. 2) How many important people he knows. 3) What girl or girls he has 4) Where does he live, apartment, house, location 5) What does he do with his day everyday. 6) How confident he feels in being able to help his family in need I don't know the question askers financial situation, if I had to guess, he has 100-200k in crypto and works a job for 5-10k a month. This is the usual profile I find to be the most trapped in the Matrix. The hardest to deprogram because by all social norms they're "successful". The question shows me he has a poor person's mentality. He is still focused on money in the bank, numbers on a screen. Rich people never compare themselves based on numbers on a screen, because once you make 100k a month with 0 investments, whats the difference between $0 and $1,000,000 really? 10 months? He's lost sight of what's important in life. The Matrix has him for now.

Read this entire thread. This is what master of personal finance looks like at HU2. It's not 600k in dividened stocks with a mortgage, working a 9-5 to make 20k a month investing 20% into the new "high risk crypto currency" BTC. It's so much money falling from the sky into your bank independent of your input that you simply DO. https://twitter.com/OfWudan/status/1426646164414337031?s=20

20 cock push-ups and impregnate someone’s wife. Wave your glock around drunk in your Supercar. Power slide into the jail sell singing “CARRY ON MY WAYWARD SON” before famoosing the female prison guard into a blowjob. Backflip while eating a BACON FUCKING SANDWHICH. LIVE LIFE

Likes

I am not an expert in Copywriting, Affiliate Marketing, E-commerce, etc. I have a basic understanding of the business models and what is critical to do to make them work. If you have any questions like. "How much money do I need to do E-commerce?" Ask in the E-commerce chat. Yes, I'm probably the first professor you speak to because of Task 1, but I'm also just a De-Fi professor and personal finance professor. My qualifications are over 1 year obsessed about Decentralised Finance. And going from Chipotle to millionaire, watching over 500 men improve their lives from literally 0 to rich, and analyizing probably well over 5,000 lives. I know what leads to 200k a year in 5 years, but you become completely trapped and unable to go higher. I know the commonalities between every millionaire I've spoken to. It's because I've spoken to so many people about their lives and how they make money that I have a general knowledge about everyway to make money on this planet. But as for specifics on exactly what to do to become, for example, a professional copywriter, affiliate marketer, etc. The SPECIFICS, ask the other professors. I can only point you to where to invest your time.

Reminder. Do you want to do what you love and get paid for it? or Do you want to become so rich that you never have to work again so you can do what you love? A lot of you guys are in complete fantasy land. How you FEEL about what you do for income is irrelevant in the cold realm of reality. You need to decide. None of this mix and matching bullshit poor people tell you. "Do what you love for work, and you'll never need to work again" I GUARANTEE YOU, they were poor. Hobbies are hobbies. Work is work. You guys are trying to make work fun instead of making work get results. That will leave you inpoverished. "But if I could also get paid from my hobby isn't that better?" Says the person who doesn't like the wake up call. No, you know what, it probably isn't better. Why? Because I can near GUARANTEE, you wouldn't be asking that stupid question if it took 0 extra energy and effort to build your hobby into something that also gets you paid. Life is about efficiency. If it takes you 500 hours to turn your hobby into something that brings in $40/hr. Versus Those same 500 hours turning your work into something that brings in $400/hr. What's a better move? There's no emotions in this game, it's chess. I'm not saying that if you are highly highly skilled, have invested 20 years into a skill, you should abandon it. It very well could be the most efficient way for you to make money. But for most of you, it's just not. I'm trying to teach you to be cold and calculating. If you want to get rich, get rich. If you want to become a master ping pong player, become a master ping pong player. Don't try to get rich by becoming a master ping pong player and starting a ping pong brang + ping pong lessons. WELCOME TO THE REAL WORLD.

I keep getting you guys sending me bullshit. "I'm focusing on stocks, crypto and working on growing my 15k" Listen. I could give you $1m right now, and guess what, you'd STILL need to get off your $5k a month job if you want to BE rich. The only reason I don't say your $15k isn't completely useless to your grand scheme in life. Is because it can buy you TIME, time you can stop wasting doing robotic tasks where you aren't learning anything (most jobs). and it gives you room for failure. Try 15 businesses models which take $1k to try, Quit your job and get 4 months of full time FOCUS. Buy some software like clickfunnels, You have moves, options and resources. If I cursed you so that you couldn't spend that $15k on anything other than assets to hold. That $15k would literally be USELESS to your actual life. This is coming from me as a De-Fi professor. I got into De-Fi because I had access to millions of dollars, multiplication matters at that level. I got into De-Fi because I genuinely enjoyed it and it was a hobby. I'd never send it as a plan to get rich. You value money WAY too much. You value investing WAY too much. Any of you guys seriously going to make money investing, it will be De-Fi and NFTS and you'd need to be obssesed. So obssessed that I will say, if you're not naturally inclined to spend 18 hours a day on it FOR FREE. You're NGMI big. All those stories you hear about Safemoon, Shiba etc. 90% of them couldn't exit with their massive gains due to no liquidity. I was in a shitcoin whale group chat with a pizza man who turned 10k into 7mil, then couldn't find liquidity and left with 70k. Guess what, he's still a pizza man Welcome to the real world. You're going to need to work. Stop worshiping money. Money is a tool to create cashflow and becoming a better man. Don't use money to make money, use money to make cashflow. The only thing that matters is MONEY IN.

He won the Meme contest. How? He paid an artist. He took a risk spending money to make a meme. You'll see the return on his investment within the next 6 months. Remember this when you hesitate at spending. Frugality has LOST more money, than it's ever saved. My personal congrats to the winner.

HOW TO GET RICH QUICK

I'm about to do something truly bizarre. Something you have never seen before. I'm going to tell you how to become rich quick but I'll do this WITHOUT using hyperbole or plain bullshit, WITHOUT getting all woo-woo motivational on you and WITHOUT offering you a 'once-in-a-lifetime' opportunity to buy my moneymaking course at the end of my talk. So, let's do this. WHY GET RICH QUICK? @everyone should have the goal to get rich. Why? Because no matter what you want to do with your life, being rich will make it easier to achieve your goals. Money opens doors. So make sure you get money. Ok, having money is cool. But what's the rush? Simple. We're all going to die. We just don't know when. I'm 37 years old. Maybe I'll cerebrate my 90th birthday with you guys. Maybe a meteorite crashes through my roof tonight and disintegrates my body in a spectacular way. Game over. No save game. Getting rich slow is risky. You need to get rich and you need to do it asap. READING THE ROADMAP Since we know the click is ticking it makes sense to pick the surest path to getting rich. Contrary to what the Matrix has led you to believe the surest way is NOT: go to school, get a good job, work hard. That's probably one of the worst ways imaginable. Some of you are planning to get rich through crypto. Very popular these days. Spoiler alert: you will fail. I remember reading @Adam - Crypto/Stocks's comments about becoming a trader. He tried other things first because the odds of making it as a trader are EXTREMELY low. I like crypto and stocks and options. I use them to increase my wealth. They are excellent tools for that purpose. BUT... I wouldn't recommend getting your income that way. By now some of you are saying out loud: 'I know what to do! Start your own business!' That would also be wrong. Or at least incomplete. Because most businesses fail miserably. So let me give you the surest path. THE SUREST PATH TO GETTING RICH I want to make sure I anchor this to reality for you. So let me give you two real life examples. Last week I paid someone $65,000 for about 2-3 days of work. Couple days before that I paid someone else $1,000 for a 20 minute phone call. Why would I pay someone so much money for so little time? Because I wasn't paying for the time. I was paying for value. Which brings us to the surest way to getting rich quick: Boost your income by developing valuable skills so you can stop trading time for money and start trading value for money. HOW TO WALK THE PATH We've made your life easy by collecting the type of skills we're talking about. You'll find them in the various rooms. Developing these skills won't happen overnight. But if you dedicate yourself to learning them it won't take long either. Apply yourself and in a few weeks from now you'll be amazed at the progress you've already made. Don't be surprised if you see your income rise much higher than you would ever have thought in just a few months. Truth is that becoming a high income individual is not that hard. It's just that most people are too lazy and undisciplined to dedicate themselves to this purpose. If you walk the path you'll find that it isn't as long as you initially thought. I hope you catch up with us. Contrary to what you've heard it isn't lonely at the top. It's actually pretty awesome here. Join us and let's push each other to achieve even more. See you soon, Arno

Will be doing a live AMA at 6pm UTC tonight. AMA will be held in 'Arno's AMA' channel. If you have any questions related to finance or real estate then feel free to ask them tonight. Of course, if you just want to listen in, that's fine too. Talk soon, Arno (edited)

Was answering a question and had a 'holy shit' moment. Remembered a little trick that I used to get meetings with basically anyone. I used it to talk to CEOs in real estate and finance because I needed to form connections with them. They gladly met with me for 1-2 hours, told me everything I needed and were ecstatic that I was there. If you've been in sales for any time at all I understand how unlikely this may sound. But when I tell you how it works you'll immediately 'grok' it. I'm going to save it for the next AMA so you can hear it live. Will let you know time for next AMA soon.

Developing Your Own Moneymaking Superpower

I want to tell you a true story that turned me into a wizard. Years ago my business partner had an Asian wife and she moved to our side of the world. Naturally she didn't speak the language very well. She wanted to pick up the language skills and make some money at the same time by doing some housecleaning work. Great idea. Just one problem. Fake news has been around for a looooong time. Right around that time the news had been breathlessly reporting cases where housecleaners stole significant amounts of money from clients before disappearing without a trace. They made sure to tell everyone that these were FOREIGN housecleaners. So companies that employed housecleaners had a hard time placing the foreign ones. The brainwashed NPCs would feel unsafe and send them back. My partner was telling me this and I asked why she even bothered to interview. Why not just get the clients herself? He explained that it was impossible. You see, she didn't drive so she preferred to work with clients in their own neighbourhood. They lived in an upscale area. If someone there wanted a housecleaner they called a company to take care of it. So these companies had all the customers. And that was the end of the story. The answer to this problem was crystal clear to me. Maybe you can see it as well. It's a good thinking experiment to try and see what options she has in this scenario. Chances are that you'll see the solution if you have the right combination of business, marketing and copywriting skills.

You can only connect the dots if you see dots in the first place

So, I asked him: 'Why don't you try a salesletter?' He gave me all the usual excuses. - I'm not a good writer - My wife doesn't speak the language well - Upscale clients don't buy off salesletters, they call a company - Why would anyone even respond to some weird letter? - No one is going to read an entire letter just about cleaning services - No one is hiring foreign maids/housecleaners Blablabla. I've heard that bullshit so many times I can come up with these excuses in my sleep. So, being the nice guy that I am, I made him a bet. I offered to write the salesletter if he would go and deliver it by hand in his neighbourhood. Something like 150-200 letters, so not a giant undertaking. If I was right he had to change his Facebook profile name to: "Arno is the man". If I was wrong I had to burden eternal shame. He agreed so I wrote the letter. I wrote it as a personal letter from her to the client. It was 2 or 3 pages long but I'll give you the extremely short summary here: "I came to this country because I love my husband. We live on XYZ street, housenumber XX. We have two kids and my husband works in real estate. I want to work too and I'm a good housecleaner. I don't drive so I'd love to work in the neighbourhood, get to know the people and learn the language along the way. I'd be happy to work for you for two weeks for free. If you don't like it just say it or send a text message and there will be no charge whatsoever." It had a P.S. saying something like: "A lot of people are afraid of their personal possessions and I completely understand that. I would feel the same thing if a stranger came into my house. My kids go to school here. I do my groceries here. I want to build a future here. That's why I want to work with clients 1-on-1. I'll never send some stranger to come and clean in my place. He delivered the letters. Within two days she was booked solid. Had to turn clients away. My partner was blown away and convinced I had mystical powers. Moral of the story: When you devote yourself to learning about copywriting, ads, offers, funnels, business structure, deals etc. you'll unknowingly develop moneymaking superpowers. People will think you're a wizard. It stays with you for the rest of your life and your career.

The results you achieve, the goals you hit, are a DIRECT reflection of the type of actions, decisions, and approaches you apply to life on a day to day basis

If you want TOP TIER results (rich young), you'll need to implement TOP TIER decision making, risk taking, and speed of action.

If you want mid tier results, then just continue with some work ethic and a bit of risk taking No one wants low tier results, so not even worth mentioning.

There is a version of you out there, who is already making $10000 every month online, who is already vastly connected to wealthy individuals, and who is already financially free and travelling the world.

This version is not you. And there is a REASON why you've failed to achieve this. There is a REASON you are stuck at home miserable, sad and poor, while another version of you is driving supercars through Europe with a beautiful blonde sitting next to you. The reason?

You aren't acting with top tier actions to achieve top tier results.

You must IMPLEMENT the million dollar mindset in order to hit a million dollars. Every millionaire in existence became rich MENTALLY, before they actually became rich. It is a simple right of passage. If you're not rich, and you hesitate, act with fear, make SLOW decisions, are you AT ALL surprised you've gotten nowhere in life? How could you expect anything more when acting like the average, bland human being? The next time you catch yourself hesitating, procrastinating, afraid to spend money, and making slow decisions, repeat to yourself these words:

"This is why I am broke and miserable, while another version of me is already rich and successful"

The ROI is in the speed of the decision, not in the quality| The gap between you with 1 million dollars in the bank, and the current version of you, is about 10000 decisions. The SPEED with which you make these decisions, is much more important then the accuracy of these decisions Why? The success ratio of a decision made within 30 minutes, vs the success ratio of a decision made over the course of several days, is very similar. The ROI of delaying decisions is simply not worth the increased accuracy of the decision. And in most cases, the decision made with SPEED is actually more accurate then the delayed decision. For majority of individuals on the planet (and yes, if you're reading this YOU ARE the majority because you're not rich), a decision which takes time to come to, ISN'T ACTUALLY BETTER BECAUSE YOU THOUGHT ABOUT THE ANSWER LONGER. Delayed decisions for the hyper intelligent means a diligent process of examination, critical thinking and analysis. A delayed decision for 95% of people in HU2 means procrastination, hesitation, and running over the same set of thoughts multiple times. Almost NONE of you are smart enough to be having thoughtful delayed decisions. If you were you would already be rich and successful. I've spoken to 30% of students inside HU2. When you get a big enough sample size, PATTERNS BEGIN TO RISE. The same pattern I see is this: Students choose to delay decisions that involve spending money, with the mentality that a delayed decision leads to a more accurate conclusion. The truth is, this is simply a mental cope for their hesitation, procrastination, and fear of the decision they KNOW they need to make. Every.Single.One of these individuals would be doing their future selves a HUGE favour, by simply acting more, and thinking less, as the 'thinking' process ISN'T ACTUALLY THINKING. TLDR: Think less, act more.

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Between you NOW, and you with 1 million dollars, there's 10000 decisions

The process for EACH individual decision, needs to be the same: ✅ SPEED - make a decision with efficiency ✅ Focused - When you are considering what to do, focus exclusively on the decision, and nothing in your surroundings ✅ Now > later - your brain instinctually will put the decision off till tomorrow 'I'll sleep on it", "I'll think about it with a fresh mind".

FRESH MIND doesn't exist. The only thing a 'fresh mind' does, is remove your ability to make an accurate assessment with ALL the information present. As you 'sleep' on it, you forget many of the important details, as to why you feel 'fresh', you've simply forgotten. An empty mind is a 'fresh' mind.

The below graph is what the decision making process looks like, in terms of the ROI of the speed of coming to a decision:

0-60 Mins: The CRITICAL period. The point of maximum return for time:accuracy. This is the period where the decision, and all the information needing to be processed is fresh on your mind. You know ALL the key parts you need to consider. Your gut instinct is in operation. Between this period is the BEST time to make a decision.

3 Hours: Point of maximum yield. This is where your decisions will carry the highest % chance of being accurate. These extra 2 hours of thinking generate an extra 2% chance of being correct.

3 hours and beyond: Negative returns. The longer you leave a decision after 3 hours, the less chance your decision is accurate. 'Sleeping on it' causes you to forget key informational pieces and thus make less informed decisions. The additional length of time makes every following decision take longer, and thus hitting 1M, take longer.

A question that often pops up in the rooms is something like: "I don't know what I'm good at / I'm not good at anything / I'm just starting out... what skill should I pick?" Was answering one of those just now and my answer branched out into something else so I decided to turn it into a Saturday morning article. Get some coffee (booze = optional) and dig in: Three things I want you to understand: 1) Copywriting = Selling = Persuasion = Superpower I don't care what business you're in. Copywriting = salesmanship in print. If you get good at that you can sell anything. Run your own businesses. Help other businesses improve. Persuaders rule the world, so learn persuasion. 2) How To Pick Up A New Skill Quickly The great philosopher John Rambo once said: "to survive a war... you gotta become war". If you want to get good at something you need to immerse yourself in it. You have to live it, breathe it. It has to consume you. Another modern bit of philosophy for you in videoform, because otherwise @Ace - NOT CUSTOMER SUPPORT is going to yell at me for not including moving pictures for all of you:

Movie Scene

Intense: John Wick - is a man of Focus....Sheer Will Scene

John... is a man of focus... commitment... and sheer will. Focus. Commitment. Sheer will. Modern society frowns on all that stuff. It's the polar opposite of Tiktok, Instagram and Twitter. They tried to teach me French in school. +/- 2-4 hours a week of French classes. For 5 years straight. Hundreds of hours of French classes. And I still speak French at the same level as my dog does. Seems odd because I have excellent language skills. But the idea of learning a new skill in such a fractured and unfocused way is utterly retarded. I have two sons. One of them had some issues with his handwriting. Teacher sends me an email. Suggests that he join a school handwriting class. I ask her when he needs to be there every day. She says: 'no, it's just 2 times a week. About 20 minutes.' I (politely) declined the offer. She was not amused. Three weeks later I'm picking my sons up and the teacher spots me. She sprints across the schoolyard to tell me the good news: the handwriting issue fixed itself! She had never seen anything like it before. To her it seemed borderline miraculous. I didn't tell her that I researched the issue. I didn't tell her that I sold my son on the idea of surprising his entire class and teacher with his incredible improvement (there's that selling thing again). And I didn't tell her that my son got to work every day. People think 'dishwasher' is a pretty low entry into the job market. But my first job was cleaning toilets (yes, really). I sat at a mall all day, occasionally made smalltalk with people and I cleaned toilets. I didn't like cleaning toilets but I was there anyway so... I became an expert toilet cleaner. A toilet cleaning pro. After I learned everything I could learn in that job (it's more than you would initially think) I started working in a restaurant. I did that every day, became an excellent cook and got a deep insight into the restaurant business. Then I got into real estate which really is just sales. Became an excellent sales guy and it led me to copywriting. Became an excellent copywriter. I lived and breathed that stuff for over a decade. Do you see the thread that moves through all these examples? Focus Commitment Sheer Will @Michael G - Crypto often says: "nothing beats screentime" and he's right. Real life experience is definitely key to achieving mastery. If you want to achieve mastery as quickly as possible you have to go deep. It has to overtake your life. But don't worry, you won't have to slave away at some skillset for years and years without getting paid. I have some good news for you: In the land of the blind the one-eyed man is King.

3) Becoming a One-Eyed Man

In case you don't understand what that even means it's a really simple idea: If you know slightly more than the average person about a subject... you're the expert! Just like that. I know nothing about horses. First and only time I got on a horse it actually started walking backwards instead of forwards. It was no fun for both him and me. So I'm definitely blind in that regard. But let's say you've spent some time around horses, you know some different horsebreeds and you know how to control the horse enough so it moves where you want to to go. That means you're an expert. You're the one-eyed man in that situation. You don't have to be worldclass. How can I tell the difference when I'm blind? You look worldclass to me because you know more about this subject than I do. Reaching elite levels doesn't happen overnight. It takes years. But reaching one-eyed man level? That's easy! In the past few years I've gotten pretty decent at: - Photoshop - Adobe Premiere - VBA programming - Building Twitter accounts - building Wordpress sites - Google AdSense - SEO and a LOT of other stuff. The formula is always the same. You sink all your available time into that new skill you're learning. You can learn to do almost anything at a basic level in a week. Do something for 16 hours a day, go to sleep, wake up and do it again for 16 hours. Repeat that cycle until you feel that you know your stuff. Shouldn't take you more than two weeks to get to a semi-decent level. Congratulations, you just became the one-eyed man. Now go out there and enlighten the masses with your one eye. P.S. You don't have to like it. You don't have to love it. You don't have to be passionate about it. You have to be obsessed with it. Andre Agassi hated tennis. He played a lot of tennis. Suck it up.